Why Equine Care, Custody, and Control Insurance Matters as Much as Mortality Coverage

As a barn owner or trainer, you understand the responsibility that comes with caring for horses that don’t belong to you. While ensuring your boarders carry equine mortality insurance is essential to protecting their investment, have you considered how you’re protecting yourself?

That’s where Equine Care, Custody, and Control (CCC) Insurance comes in. This specialized liability coverage safeguards you if a horse in your care is injured, falls ill, or is lost due to negligence or unforeseen events. Without it, you could be held financially responsible for the value of the horse and related expenses.

Why CCC Insurance Complements Mortality Coverage

• For Boarders: Mortality insurance protects the horse owner financially if their horse passes away or is stolen. 

• For You: CCC insurance protects your business from claims of negligence when you’re responsible for someone else’s horse.

Real-World Example

Imagine a boarded horse sustains an injury while in your care and needs extensive veterinary treatment. Mortality coverage wouldn’t apply here—but CCC insurance would step in to cover the costs and protect you from liability.

Peace of Mind for Everyone

By requiring your boarders to carry mortality insurance and securing CCC coverage for your operation, you create a partnership of trust and accountability. It’s about ensuring everyone involved in the horse’s care is protected—financially and professionally.

Ready to learn more about how CCC insurance can work for your barn or training program? Let’s connect!